The spot date refers to the day when a spot transaction is typically settled, meaning when the funds involved in the transaction are transferred. The spot date is calculated from the horizon, which is the date when the transaction is initiated. In forex, the spot date for most currency pairs is usually two business days after the date the order is placed. Furthermore, settlement does not have to occur on the spot date. In a short date forward, for example, the transaction is settled in advance of the regular spot date. The spot date is also relevant in both a forward contract and a foreign exchange swap contract. For a forward contract, the length of the forward will be calculated out of the spot date.
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5 Ways to Spot Common Online Dating Scams (And 9 Trustworthy Sites)
This article was co-authored by Maya Diamond, MA. She has 11 years of experience helping singles stuck in frustrating dating patterns find internal security, heal their past, and create healthy, loving, and lasting partnerships.
There are 6 references cited in this article, which can be found at the bottom of the page. Explore this Article Recognizing Scammers. Preventing Scams. Help Spotting Scams. Tips and Warnings.
Related Articles. Article Summary. Part 1 of Understand the driving principles behind scamming techniques. Scammers typically try to find people who seem vulnerable e. Once a scammer makes a connection with a victim, they will request money for an emergency e.
Know that anyone can fall victim to a scam.
While middle-aged widowers have traditionally been targets for online fraud, no online dating user is exempt from being targeted by scams on an international scale. Look for typical scammer behavior. While no two scammers are identical, nearly all dating scammers will exhibit several of the following behaviors:  X Research source Insistence on taking the conversation off of the dating service e.
Review the person's profile. Common scammer profiles are modeled differently depending on whether they are male or female, but you'll usually see several of the following attributes if the person is a scammer:  X Research source High income Average height Attractive No political persuasion Engineer male or student female Mids male or low 30s female.
Note any age difference in which you are the older one. Online dating scammers usually target people older than themselves.
Apr 23, Dating Scams Are Up 40 Percent-Here's How to Spot One Jenn Sinrich ated: Apr. 23, Make sure that you don't let yourself fall victim . Apr 16, Though most dating sites take steps to protect their members, ultimately, your online and offline safety is in your hands. While meeting people online, keep an eye out for these eight common scammer behaviors and report them right away. 1. Asking you for money or financial information. Never give out your financial information to someone you. Dating Sites Spot is the Best Online Dating and Adult Offers List,Top Dating Sites, Live Cam and Adult Offers - Dating Apps Dating Apps - Dating Sites Spot CMD + .
Check their photo for duplicates. Save a copy of their profile photo, then upload it to Google to search for other instances of it. If you see several other sites with the photo pop up in the results, then you know that-at the very least-they're not using their own photo. If you do determine that they're not using their own photo, consider calling them out. This may reveal more suspicious behavior. Look closely at their side of the conversation. When communicating, scammers' messages will be full of inconsistencies, often getting their own name or your name wrong.
These messages may be badly written or repeat themselves. Watch for these other signs: Their command of language deteriorates with time. They may even start out having no clue about grammar or punctuation. They make mistakes in that their "story" begins to contradict itself.
Alternatively, they never provide any personal details about themselves. They mention things that seem entirely unrelated to the profile they've built up of themselves, or that seem too revealing and even unbelievable. Ask them to meet up. Scammers will never meet you in person, and they will usually express reluctance to do so when asked. If the person with whom you're talking either outright refuses to meet you or bails on your plans multiple times in a row, they're most likely a scammer.
Alternatively, the person may ask you to pay for their ticket or means of transportation.
The common scam pattern
Ask to contact the person via video or voice chat. If the person isn't willing to meet up, consider asking if you can contact them at their number never your own or via a voice- or video-chat app such as Skype. If they agree to this, pay attention to their tone and use of language; if their demeanor seems to contradict what you know about them, it's best to walk away. Again, if the person outright refuses to talk to you over an audio or video connection, they're most likely a scammer.
Watch out for the catch. When scammers think they have you on their hook, they attempt to reel you in. This is usually when they will "agree" to meet up or talk to you, but their plans to do so will usually be interrupted by a financial emergency.
As a general rule, if the person to whom you're talking asks for money in any context, they're a scammer. Don't fall for phrases like "For this to work, we both have to trust each other" or "I thought you loved me"; this is a form of emotional manipulation.
Part 2 of Keep your profile as private as possible.
One of the first steps in making your profile scammer-proof is limiting the amount of information they can see. Most services require you to display your age, a description, and a picture. Outside of those items, you should keep the rest of your profile blank.
Scammers require quite a bit of information about you before they can attempt to reel you in, so limiting their leverage from the start decreases your odds of being targeted. Don't give potential scammers leverage over you. As such, avoid sending messages that reveal who you are, at least at first. Avoid sending photos or videos that show friends or family, or that give away your location.
Keep your discussions on the dating site. If you're using a dating site that has a built-in chat option as most doyour safest bet is to keep your conversations with the other person limited to the dating site's chat. If the other person suggests moving to email or texting, decline. This will usually allow your selected dating site to review the contents of your messages if you decide to report the other person as a scammer. Keeping discussions within the dating service will also allow you to block the person later if needed without having to block them in your email or on your phone as well.
Avoid giving out your real phone number. If you must move the conversation over to your smartphone, don't tell the other person your number. This doesn't mean that you have to give someone a fake number; there are plenty of free mobile instant messaging services-WhatsApp, Skype, Google Voiceand Facebook Messenger are only a few examples-that can be used to message someone freely without having to compromise your real phone number.
If the person to whom you're talking refuses to use any mode of conversation except your phone number, there's a decent chance that they're more interested in the number than in the conversation. Document your interactions with the person. If you suspect that the person with whom you're conversing is attempting to scam you, there are a few things that you can do to ensure that you have evidence against them: Refrain from deleting conversations or other forms of communication.
Take screenshots of the conversations. Stop talking to the person if need be. There's nothing wrong with cutting off contact with someone, especially if you think that they might be a scammer. If you have a bad feeling after interacting with a person online, you don't owe them your time. Many dating sites will allow you to block the person to whom you're talking. As long as they don't have your email address or phone number, doing this will prevent them from being able to contact you at all.
If the person becomes unreasonably outraged or sends threats your way, be sure to take screenshots and report the person's profile to the dating service.
Report scams to the Internet Crime Complaint Center. Naturally, you should also report the scammer to the site on which you were scammed. Scam Online Dating Conversation. What should I do if a man asks for my full name and address so he can send me gifts from overseas?
Not Helpful 25 Helpful Pay careful attention to whether there are any inconsistencies in their stories. Also, beware of anyone who addresses you with "Dear Not Helpful 33 Helpful Should I trust my gut when speaking to a someone through an online dating service? You shouldn't trust anybody online until you have met them in person. This is especially for dating sites.
Make this a condition for you two to talk any further. If you pursue this conditional stance, and the other person gets mad or says he's hurt, walk away.
Not Helpful 16 Helpful My online suitor for eight months would like to transfer his account from another country to my account. It's a big amount. I haven't met the guy before.
I don't believe he could easily trust me since we met only online. Is there a sign of fraud in this? He would need your account info. Once he has that, he can withdraw money from your account. Have him open an account with your bank, and transfer the money to that account. Once that is done, and in time, he can add you to that account. Once you see that all is good, then you could have him transfer it to your account, but I would encourage you to keep separate bank accounts, just in case things don't work out.
My gut though, is telling me he is a very patient scammer. Not Helpful 23 Helpful Can they still be scamming you even if they don't ask for money? Do they contact you once you call them scammers?
Some scammers find ways to get your money without asking for it. Some scammers will disappear if you call them scammers, but some will try to convince you otherwise. Not Helpful 27 Helpful Should I trust a girl who won't give me her phone number or let me see her Facebook account?
If she contacted you first that might be a red flag, but if you contacted her first, she might be trying to be cautious. Look for other signs. Not Helpful 10 Helpful Online isn't the best place to hand over your number.
Suggest a meet-up in a public place instead. Not Helpful 3 Helpful I have a friend that uses a dating site and the women he's speaking to lied about their age.
Now apparently her father is making threats to him unless he sends money via Western Union. The phone number is on the other side of the states and she is threatening to get the law is involved.
What should he do? He should report this threat to the site and see what they do. Then, it's best to get him to tell police or another family member on the issue because he is a victim of extortion.
Help him to see he is not the one in the wrong. Not Helpful 28 Helpful If someone I met online is always spending money on me, and then asking me to send them money in return, could these be signs of a scam? Scammers don't usually spend money on their victims, rather they demand money from their victims and it never stops. However, spending money on you and then turning around and asking for money could be a case of bait and switch to lower your guard, so be careful.
Ask why they need money so badly if they are spending it on you, as it'd just be easier if they kept that money for their own needs! Include your email address to get a message when this question is answered.
Unfortunately, encountering online scammers is a very real possibility. Romance scams are the leading cause of lost money due to scams, and somewhere around 12 percent of people who use online dating have reported running into a scammer. Should you spot one of these telltale signs, take a beat and examine the rest of the profile. This might mean they have extremely professional looking photos, he says, versus ones where they're just casually hanging out with friends or family.
Dec 05, Spot Date: The spot date refers to the day when a spot transaction is typically settled, meaning when the funds involved in the transaction are transferred. The spot date is calculated from the. FuckBay is new cutting edge adult dating site where you will be able to talk with members that are located in a fantasy bay near you. FuckBay - Dating Sites Spot CMD + D (add to bookmarks) DatingSiteSpot [email protected]. Dec 19, To spot an online dating scammer, look out for any request for money or personal information such as your home address or bank details, since this is %(1).
Or that they're bragging a bit about things like wealth and status, which could be a ploy to lure unsuspecting daters in. Of course, it's not just people making these profiles, but computer programs. These profiles are created with the goal of scamming you into sharing private information, as mentioned above, or tricking you into clicking on malware links. If someone's profile answers seem all weird, disjointed, and robotic, don't bother engaging.
And the same goes for profiles that seem like they're trying to sell you something, which is more common than you might think. The ultimate test, though, is seeing if they'd be willing to hop on FaceTime or meet up with you in person, Emily Pfannenstiel, LPCa licensed professional counselor who specializes in relationships, tells Bustle.
Another way to ensure you're chatting with a real human, and one who wants to go on a genuine date just like you, is by checking to see if they've included their social media pages. Even though you should be focused on meeting new people and having fun conversations, online dating is all about keeping an eye out for these red flags, too. You obviously won't want to click on random links or wire money to strangers, and you won't want to chat with folks who have stock images for profile photos, either.
Look for social media links along with real photos and human-sounding info in profiles.